Call reports 2014
IDAHO TRUST BANK — 2014
What IDAHO TRUST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 72,398,000 | 74,425,000 | 76,791,000 | 85,727,000 |
| Total loans | 44,752,000 | 46,914,000 | 47,735,000 | 49,530,000 |
| Allowance for loan losses | 1,567,000 | 1,402,000 | 1,402,000 | 1,407,000 |
| Securities available for sale | 1,312,000 | 1,223,000 | 1,174,000 | 1,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,891,000 | 55,548,000 | 57,907,000 | 68,833,000 |
| Interest-bearing deposits | 45,144,000 | 44,474,000 | 48,351,000 | 57,143,000 |
| Noninterest-bearing deposits | 8,747,000 | 11,074,000 | 9,556,000 | 11,690,000 |
| Equity capital | 18,362,000 | 18,661,000 | 18,661,000 | 16,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,089,000 | 1,671,000 | 2,266,000 |
| Interest expense | 52,000 | 100,000 | 164,000 | 223,000 |
| Net interest income | 486,000 | 989,000 | 1,507,000 | 2,043,000 |
| Noninterest income | 913,000 | 1,904,000 | 3,121,000 | 3,956,000 |
| Noninterest expense | 1,143,000 | 2,390,000 | 3,624,000 | 4,936,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 131,000 | 378,000 | 879,000 | 938,000 |
| Income tax | -500,000 | -555,000 | -555,000 | -312,000 |
| Net income | 631,000 | 933,000 | 1,434,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,930,000 | 15,155,000 | 15,156,000 | 13,467,000 |
| Total capital | 15,501,000 | 15,755,000 | 15,778,000 | 14,076,000 |
| Risk-weighted assets | 44,696,000 | 47,224,000 | 48,944,000 | 47,936,000 |