Call reports 2012
IDAHO TRUST BANK — 2012
What IDAHO TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,225,000 | 74,382,000 | 75,517,000 | 73,570,000 |
| Total loans | 49,227,000 | 48,246,000 | 47,623,000 | 47,750,000 |
| Allowance for loan losses | 1,417,000 | 1,402,000 | 1,281,000 | 1,281,000 |
| Securities available for sale | 305,000 | 1,611,000 | 1,571,000 | 1,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,458,000 | 57,999,000 | 58,865,000 | 56,854,000 |
| Interest-bearing deposits | 49,419,000 | 49,504,000 | 49,359,000 | 48,090,000 |
| Noninterest-bearing deposits | 9,039,000 | 8,495,000 | 9,506,000 | 8,764,000 |
| Equity capital | 15,323,000 | 16,134,000 | 16,477,000 | 16,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,334,000 | 2,003,000 | 2,687,000 |
| Interest expense | 71,000 | 138,000 | 206,000 | 272,000 |
| Net interest income | 602,000 | 1,196,000 | 1,797,000 | 2,415,000 |
| Noninterest income | 704,000 | 1,575,000 | 2,383,000 | 3,186,000 |
| Noninterest expense | 1,069,000 | 2,311,000 | 3,380,000 | 4,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 460,000 | 800,000 | 938,000 |
| Income tax | 0 | -591,000 | -591,000 | -791,000 |
| Net income | 237,000 | 1,051,000 | 1,391,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,468,000 | 14,154,000 | 14,496,000 | 14,536,000 |
| Total capital | 14,074,000 | 14,756,000 | 15,090,000 | 15,116,000 |
| Risk-weighted assets | 47,703,000 | 47,328,000 | 46,790,000 | 45,666,000 |