Call reports 2011
IDAHO TRUST BANK — 2011
What IDAHO TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,983,000 | 74,116,000 | 76,507,000 | 74,584,000 |
| Total loans | 52,086,000 | 51,209,000 | 52,144,000 | 49,299,000 |
| Allowance for loan losses | 1,171,000 | 1,601,000 | 2,790,000 | 1,416,000 |
| Securities available for sale | 1,401,000 | 305,000 | 303,000 | 302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,031,000 | 57,422,000 | 61,375,000 | 59,081,000 |
| Interest-bearing deposits | 54,679,000 | 50,073,000 | 52,805,000 | 50,558,000 |
| Noninterest-bearing deposits | 7,352,000 | 7,349,000 | 8,570,000 | 8,522,000 |
| Equity capital | 16,776,000 | 16,523,000 | 14,947,000 | 15,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,453,000 | 2,145,000 | 2,851,000 |
| Interest expense | 112,000 | 206,000 | 293,000 | 372,000 |
| Net interest income | 612,000 | 1,247,000 | 1,852,000 | 2,479,000 |
| Noninterest income | 581,000 | 1,192,000 | 1,753,000 | 2,345,000 |
| Noninterest expense | 1,165,000 | 2,315,000 | 3,603,000 | 4,681,000 |
| Provision for loan losses | 0 | 350,000 | 1,804,000 | 1,804,000 |
| Pretax income | 28,000 | -220,000 | -1,796,000 | -1,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | -220,000 | -1,796,000 | -1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,918,000 | 14,666,000 | 13,091,000 | 13,231,000 |
| Total capital | 15,646,000 | 15,399,000 | 13,824,000 | 13,937,000 |
| Risk-weighted assets | 57,773,000 | 57,765,000 | 56,598,000 | 55,776,000 |