Call reports 2010
IDAHO TRUST BANK — 2010
What IDAHO TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,399,000 | 90,224,000 | 89,165,000 | 89,275,000 |
| Total loans | 63,359,000 | 59,907,000 | 58,326,000 | 53,739,000 |
| Allowance for loan losses | 3,175,000 | 1,805,000 | 1,810,000 | 1,199,000 |
| Securities available for sale | 2,061,000 | 1,705,000 | 1,591,000 | 1,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,968,000 | 70,394,000 | 70,769,000 | 72,305,000 |
| Interest-bearing deposits | 63,664,000 | 64,633,000 | 64,623,000 | 65,580,000 |
| Noninterest-bearing deposits | 5,304,000 | 5,761,000 | 6,147,000 | 6,725,000 |
| Equity capital | 20,704,000 | 19,615,000 | 18,201,000 | 16,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,650,000 | 2,419,000 | 3,202,000 |
| Interest expense | 206,000 | 412,000 | 594,000 | 759,000 |
| Net interest income | 625,000 | 1,238,000 | 1,825,000 | 2,443,000 |
| Noninterest income | 489,000 | 1,000,000 | 1,481,000 | 1,757,000 |
| Noninterest expense | 1,084,000 | 2,327,000 | 3,676,000 | 5,153,000 |
| Provision for loan losses | 273,000 | 1,246,000 | 2,379,000 | 3,246,000 |
| Pretax income | -243,000 | -1,335,000 | -2,749,000 | -4,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -243,000 | -1,335,000 | -2,749,000 | -4,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,845,000 | 17,756,000 | 16,342,000 | 14,891,000 |
| Total capital | 19,730,000 | 18,599,000 | 17,165,000 | 15,636,000 |
| Risk-weighted assets | 68,540,000 | 66,477,000 | 64,887,000 | 59,108,000 |