Call reports 2009
IDAHO TRUST BANK — 2009
What IDAHO TRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,981,000 | 91,482,000 | 89,668,000 | 88,618,000 |
| Total loans | 70,773,000 | 69,500,000 | 66,472,000 | 64,341,000 |
| Allowance for loan losses | 1,795,000 | 1,693,000 | 1,419,000 | 2,902,000 |
| Securities available for sale | 2,954,000 | 2,050,000 | 1,560,000 | 1,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,756,000 | 64,793,000 | 63,340,000 | 64,933,000 |
| Interest-bearing deposits | 63,007,000 | 59,847,000 | 58,559,000 | 60,180,000 |
| Noninterest-bearing deposits | 5,749,000 | 4,946,000 | 4,781,000 | 4,754,000 |
| Equity capital | 23,454,000 | 23,454,000 | 23,506,000 | 20,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,173,000 | 3,151,000 | 4,130,000 |
| Interest expense | 312,000 | 571,000 | 807,000 | 1,018,000 |
| Net interest income | 808,000 | 1,602,000 | 2,344,000 | 3,112,000 |
| Noninterest income | 482,000 | 1,014,000 | 1,514,000 | 1,956,000 |
| Noninterest expense | 1,274,000 | 2,592,000 | 3,750,000 | 5,038,000 |
| Provision for loan losses | -102,000 | -102,000 | -102,000 | 2,473,000 |
| Pretax income | 118,000 | 126,000 | 210,000 | -2,443,000 |
| Income tax | 49,000 | 57,000 | 93,000 | 0 |
| Net income | 69,000 | 69,000 | 117,000 | -2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,795,000 | 21,720,000 | 21,742,000 | 19,088,000 |
| Total capital | 22,818,000 | 22,712,000 | 22,700,000 | 20,018,000 |
| Risk-weighted assets | 81,086,000 | 78,685,000 | 76,138,000 | 72,404,000 |