Call reports 2007
IDAHO TRUST BANK — 2007
What IDAHO TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,704,000 | 56,060,000 | 70,142,000 | 81,805,000 |
| Total loans | 17,155,000 | 31,668,000 | 38,272,000 | 54,457,000 |
| Allowance for loan losses | 146,000 | 237,000 | 353,000 | 514,000 |
| Securities available for sale | 13,853,000 | 10,385,000 | 21,626,000 | 11,602,000 |
| Securities held to maturity | 2,266,000 | 2,227,000 | 2,138,000 | 2,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,854,000 | 30,294,000 | 43,803,000 | 54,507,000 |
| Interest-bearing deposits | 19,074,000 | 27,380,000 | 40,887,000 | 50,798,000 |
| Noninterest-bearing deposits | 780,000 | 2,914,000 | 2,916,000 | 3,709,000 |
| Equity capital | 25,740,000 | 25,669,000 | 25,637,000 | 25,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,577,000 | 2,551,000 | 3,827,000 |
| Interest expense | 192,000 | 495,000 | 815,000 | 1,293,000 |
| Net interest income | 468,000 | 1,082,000 | 1,736,000 | 2,534,000 |
| Noninterest income | 602,000 | 1,197,000 | 1,815,000 | 2,443,000 |
| Noninterest expense | 1,085,000 | 2,322,000 | 3,537,000 | 4,980,000 |
| Provision for loan losses | 58,000 | 148,000 | 264,000 | 492,000 |
| Pretax income | -73,000 | -191,000 | -249,000 | -492,000 |
| Income tax | -26,000 | -69,000 | -82,000 | -179,000 |
| Net income | -47,000 | -122,000 | -167,000 | -313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,715,000 | 25,640,000 | 25,595,000 | 25,450,000 |
| Total capital | 25,861,000 | 25,884,000 | 25,955,000 | 25,971,000 |
| Risk-weighted assets | 32,404,000 | 42,426,000 | 61,872,000 | 70,474,000 |