Call reports 2005
IDAHO TRUST BANK — 2005
What IDAHO TRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,760,000 | 4,872,000 | 5,082,000 | 14,957,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 1,334,000 | 1,483,000 | 1,533,000 | 11,522,000 |
| Securities held to maturity | 2,327,000 | 2,328,000 | 2,329,000 | 2,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,660,000 | 4,749,000 | 4,897,000 | 6,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 39,000 | 77,000 | 112,000 | 200,000 |
| Interest expense | 0 | 0 | 0 | 29,000 |
| Net interest income | 39,000 | 77,000 | 112,000 | 171,000 |
| Noninterest income | 524,000 | 1,039,000 | 1,670,000 | 2,321,000 |
| Noninterest expense | 466,000 | 932,000 | 1,448,000 | 1,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 184,000 | 334,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 50,000 |
| Net income | 97,000 | 184,000 | 334,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,195,000 | 4,351,000 | 4,501,000 | 6,694,000 |
| Total capital | 4,195,000 | 4,351,000 | 4,501,000 | 6,694,000 |
| Risk-weighted assets | 1,456,000 | 1,538,000 | 1,872,000 | 4,279,000 |