Call reports 2003
IDAHO TRUST BANK — 2003
What IDAHO TRUST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,605,000 | 2,652,000 | 2,759,000 | 2,950,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 810,000 | 453,000 | 468,000 | 486,000 |
| Securities held to maturity | 1,083,000 | 1,422,000 | 1,458,000 | 1,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,516,000 | 2,571,000 | 2,684,000 | 2,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 14,000 | 33,000 | 46,000 | 66,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 14,000 | 33,000 | 46,000 | 66,000 |
| Noninterest income | 365,000 | 735,000 | 1,174,000 | 1,596,000 |
| Noninterest expense | 394,000 | 779,000 | 1,168,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -15,000 | -10,000 | 53,000 | 114,000 |
| Income tax | -50,000 | -100,000 | -150,000 | -200,000 |
| Net income | 35,000 | 90,000 | 203,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,284,000 | 2,291,000 | 2,355,000 | 2,525,000 |
| Total capital | 2,284,000 | 2,291,000 | 2,355,000 | 2,525,000 |
| Risk-weighted assets | 1,468,000 | 1,143,000 | 1,093,000 | 1,111,000 |