Call reports 2025
FLINT HILLS BANK — 2025
What FLINT HILLS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 157,014,000 | 156,058,000 | 154,010,000 | 155,226,000 |
| Total loans | 75,631,000 | 81,219,000 | 79,643,000 | 80,557,000 |
| Allowance for loan losses | 950,000 | 1,000,000 | 1,000,000 | 1,001,000 |
| Securities available for sale | 66,137,000 | 65,501,000 | 61,780,000 | 56,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,891,000 | 141,195,000 | 138,119,000 | 138,617,000 |
| Interest-bearing deposits | 112,787,000 | 111,406,000 | 105,359,000 | 105,921,000 |
| Noninterest-bearing deposits | 30,104,000 | 29,789,000 | 32,760,000 | 32,696,000 |
| Equity capital | 13,765,000 | 14,479,000 | 15,446,000 | 16,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,196,000 | 4,831,000 | 6,502,000 |
| Interest expense | 585,000 | 1,164,000 | 1,721,000 | 2,253,000 |
| Net interest income | 981,000 | 2,032,000 | 3,110,000 | 4,249,000 |
| Noninterest income | 131,000 | 260,000 | 385,000 | 492,000 |
| Noninterest expense | 736,000 | 1,446,000 | 2,175,000 | 2,906,000 |
| Provision for loan losses | 10,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 364,000 | 784,000 | 1,253,000 | 1,349,000 |
| Income tax | 15,000 | 35,000 | 54,000 | 58,000 |
| Net income | 349,000 | 749,000 | 1,199,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,075,000 | 21,274,000 | 21,524,000 | 21,416,000 |