Call reports 2016
FLINT HILLS BANK — 2016
What FLINT HILLS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 121,504,000 | 124,271,000 | 119,266,000 | 125,034,000 |
| Total loans | 66,871,000 | 70,913,000 | 67,080,000 | 66,237,000 |
| Allowance for loan losses | 1,337,000 | 1,350,000 | 1,371,000 | 1,390,000 |
| Securities available for sale | 43,299,000 | 45,076,000 | 42,810,000 | 50,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,939,000 | 103,713,000 | 102,577,000 | 104,392,000 |
| Interest-bearing deposits | 86,360,000 | 86,882,000 | 86,303,000 | 86,733,000 |
| Noninterest-bearing deposits | 18,579,000 | 16,831,000 | 16,274,000 | 17,659,000 |
| Equity capital | 14,328,000 | 14,797,000 | 14,905,000 | 13,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,081,000 | 3,128,000 | 4,150,000 |
| Interest expense | 136,000 | 269,000 | 404,000 | 531,000 |
| Net interest income | 897,000 | 1,812,000 | 2,724,000 | 3,619,000 |
| Noninterest income | 212,000 | 341,000 | 485,000 | 592,000 |
| Noninterest expense | 599,000 | 1,227,000 | 1,841,000 | 2,460,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 492,000 | 887,000 | 1,308,000 | 1,670,000 |
| Income tax | 17,000 | 34,000 | 51,000 | 66,000 |
| Net income | 475,000 | 853,000 | 1,257,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,018,000 | 14,196,000 | 14,400,000 | 14,547,000 |
| Total capital | 14,938,000 | 15,152,000 | 15,302,000 | 15,444,000 |
| Risk-weighted assets | 73,209,000 | 76,090,000 | 71,659,000 | 71,334,000 |