Call reports 2015
FLINT HILLS BANK — 2015
What FLINT HILLS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,379,000 | 126,295,000 | 122,250,000 | 125,884,000 |
| Total loans | 64,068,000 | 68,966,000 | 64,486,000 | 68,657,000 |
| Allowance for loan losses | 1,308,000 | 1,336,000 | 1,318,000 | 1,316,000 |
| Securities available for sale | 49,832,000 | 49,707,000 | 49,711,000 | 48,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,179,000 | 104,219,000 | 101,611,000 | 101,335,000 |
| Interest-bearing deposits | 88,462,000 | 87,586,000 | 84,432,000 | 83,442,000 |
| Noninterest-bearing deposits | 17,717,000 | 16,633,000 | 17,179,000 | 17,893,000 |
| Equity capital | 13,425,000 | 12,982,000 | 13,673,000 | 13,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,056,000 | 3,095,000 | 4,138,000 |
| Interest expense | 161,000 | 304,000 | 443,000 | 579,000 |
| Net interest income | 850,000 | 1,752,000 | 2,652,000 | 3,559,000 |
| Noninterest income | 136,000 | 271,000 | 413,000 | 542,000 |
| Noninterest expense | 624,000 | 1,228,000 | 1,831,000 | 2,427,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 332,000 | 735,000 | 1,159,000 | 1,584,000 |
| Income tax | 5,000 | 22,000 | 41,000 | 59,000 |
| Net income | 327,000 | 713,000 | 1,118,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,145,000 | 13,331,000 | 13,535,000 | 13,743,000 |
| Total capital | 14,009,000 | 14,269,000 | 14,430,000 | 14,685,000 |
| Risk-weighted assets | 68,697,000 | 74,678,000 | 71,180,000 | 75,023,000 |