Call reports 2014
FLINT HILLS BANK — 2014
What FLINT HILLS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,601,000 | 127,688,000 | 120,567,000 | 123,536,000 |
| Total loans | 64,992,000 | 68,877,000 | 64,417,000 | 65,053,000 |
| Allowance for loan losses | 1,254,000 | 1,207,000 | 1,244,000 | 1,278,000 |
| Securities available for sale | 55,352,000 | 54,249,000 | 51,405,000 | 50,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,083,000 | 105,511,000 | 104,332,000 | 101,255,000 |
| Interest-bearing deposits | 91,612,000 | 89,116,000 | 87,444,000 | 84,513,000 |
| Noninterest-bearing deposits | 17,471,000 | 16,395,000 | 16,888,000 | 16,742,000 |
| Equity capital | 11,948,000 | 12,400,000 | 12,509,000 | 13,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,166,000 | 3,254,000 | 4,300,000 |
| Interest expense | 179,000 | 354,000 | 530,000 | 700,000 |
| Net interest income | 884,000 | 1,812,000 | 2,724,000 | 3,600,000 |
| Noninterest income | 120,000 | 238,000 | 366,000 | 488,000 |
| Noninterest expense | 621,000 | 1,218,000 | 1,819,000 | 2,438,000 |
| Provision for loan losses | 23,000 | 54,000 | 99,000 | 144,000 |
| Pretax income | 360,000 | 778,000 | 1,237,000 | 1,571,000 |
| Income tax | 39,000 | 57,000 | 77,000 | 91,000 |
| Net income | 321,000 | 721,000 | 1,160,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,459,000 | 12,659,000 | 12,898,000 | 13,018,000 |
| Total capital | 13,319,000 | 13,568,000 | 13,765,000 | 13,906,000 |
| Risk-weighted assets | 68,391,000 | 73,890,000 | 69,018,000 | 70,614,000 |