Call reports 2013
FLINT HILLS BANK — 2013
What FLINT HILLS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,534,000 | 124,795,000 | 125,742,000 | 121,971,000 |
| Total loans | 57,908,000 | 62,059,000 | 62,838,000 | 62,695,000 |
| Allowance for loan losses | 1,163,000 | 1,238,000 | 1,267,000 | 1,231,000 |
| Securities available for sale | 63,305,000 | 58,644,000 | 57,809,000 | 54,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,480,000 | 106,298,000 | 105,269,000 | 101,902,000 |
| Interest-bearing deposits | 94,563,000 | 90,327,000 | 88,597,000 | 86,357,000 |
| Noninterest-bearing deposits | 15,917,000 | 15,971,000 | 16,672,000 | 15,545,000 |
| Equity capital | 12,569,000 | 11,292,000 | 11,610,000 | 11,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,125,000 | 3,219,000 | 4,300,000 |
| Interest expense | 207,000 | 406,000 | 604,000 | 795,000 |
| Net interest income | 839,000 | 1,719,000 | 2,615,000 | 3,505,000 |
| Noninterest income | 245,000 | 366,000 | 500,000 | 671,000 |
| Noninterest expense | 622,000 | 1,243,000 | 1,824,000 | 2,498,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 210,000 |
| Pretax income | 387,000 | 692,000 | 1,111,000 | 1,468,000 |
| Income tax | 16,000 | 30,000 | 48,000 | 63,000 |
| Net income | 371,000 | 662,000 | 1,063,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,714,000 | 11,895,000 | 12,146,000 | 12,338,000 |
| Total capital | 12,524,000 | 12,748,000 | 12,990,000 | 13,168,000 |
| Risk-weighted assets | 64,478,000 | 67,882,000 | 67,067,000 | 66,006,000 |