Call reports 2012
FLINT HILLS BANK — 2012
What FLINT HILLS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 96,499,000 | 97,135,000 | 121,204,000 | 122,809,000 |
| Total loans | 51,473,000 | 51,927,000 | 60,361,000 | 58,323,000 |
| Allowance for loan losses | 1,003,000 | 1,003,000 | 1,078,000 | 1,153,000 |
| Securities available for sale | 42,262,000 | 41,603,000 | 56,189,000 | 59,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,326,000 | 81,284,000 | 103,833,000 | 103,333,000 |
| Interest-bearing deposits | 67,484,000 | 69,712,000 | 88,008,000 | 87,717,000 |
| Noninterest-bearing deposits | 11,842,000 | 11,572,000 | 15,825,000 | 15,616,000 |
| Equity capital | 11,765,000 | 12,508,000 | 12,880,000 | 12,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,953,000 | 3,108,000 | 4,246,000 |
| Interest expense | 189,000 | 375,000 | 605,000 | 833,000 |
| Net interest income | 780,000 | 1,578,000 | 2,503,000 | 3,413,000 |
| Noninterest income | 98,000 | 200,000 | 321,000 | 429,000 |
| Noninterest expense | 504,000 | 1,010,000 | 1,694,000 | 2,356,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 374,000 | 768,000 | 1,055,000 | 1,336,000 |
| Income tax | 16,000 | 33,000 | 46,000 | 58,000 |
| Net income | 358,000 | 735,000 | 1,009,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,363,000 | 11,130,000 | 11,294,000 | 11,453,000 |
| Total capital | 11,055,000 | 11,834,000 | 12,108,000 | 12,258,000 |
| Risk-weighted assets | 55,064,000 | 55,989,000 | 64,895,000 | 64,083,000 |