Call reports 2010
FLINT HILLS BANK — 2010
What FLINT HILLS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,736,000 | 88,727,000 | 85,624,000 | 89,871,000 |
| Total loans | 45,558,000 | 50,007,000 | 47,487,000 | 49,153,000 |
| Allowance for loan losses | 837,000 | 868,000 | 1,003,000 | 1,002,000 |
| Securities available for sale | 37,904,000 | 35,107,000 | 35,032,000 | 38,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,454,000 | 73,994,000 | 70,588,000 | 69,221,000 |
| Interest-bearing deposits | 64,026,000 | 64,697,000 | 61,472,000 | 60,164,000 |
| Noninterest-bearing deposits | 9,428,000 | 9,297,000 | 9,116,000 | 9,057,000 |
| Equity capital | 9,675,000 | 10,140,000 | 10,520,000 | 10,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,033,000 | 3,070,000 | 4,101,000 |
| Interest expense | 298,000 | 588,000 | 858,000 | 1,106,000 |
| Net interest income | 710,000 | 1,445,000 | 2,212,000 | 2,995,000 |
| Noninterest income | 94,000 | 191,000 | 310,000 | 399,000 |
| Noninterest expense | 478,000 | 958,000 | 1,437,000 | 1,924,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 105,000 |
| Pretax income | 296,000 | 618,000 | 980,000 | 1,376,000 |
| Income tax | 13,000 | 27,000 | 42,000 | 60,000 |
| Net income | 283,000 | 591,000 | 938,000 | 1,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,427,000 | 8,625,000 | 8,862,000 | 9,104,000 |
| Total capital | 9,046,000 | 9,290,000 | 9,490,000 | 9,759,000 |
| Risk-weighted assets | 49,478,000 | 53,020,000 | 49,891,000 | 52,060,000 |