Call reports 2009
FLINT HILLS BANK — 2009
What FLINT HILLS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,952,000 | 82,900,000 | 84,243,000 | 84,789,000 |
| Total loans | 47,312,000 | 46,260,000 | 46,103,000 | 45,835,000 |
| Allowance for loan losses | 689,000 | 763,000 | 809,000 | 808,000 |
| Securities available for sale | 31,018,000 | 32,709,000 | 35,175,000 | 35,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,068,000 | 67,868,000 | 68,525,000 | 68,717,000 |
| Interest-bearing deposits | 58,664,000 | 57,591,000 | 58,688,000 | 58,979,000 |
| Noninterest-bearing deposits | 9,404,000 | 10,277,000 | 9,837,000 | 9,738,000 |
| Equity capital | 8,781,000 | 8,969,000 | 9,469,000 | 9,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,138,000 | 3,224,000 | 4,266,000 |
| Interest expense | 346,000 | 680,000 | 1,012,000 | 1,332,000 |
| Net interest income | 718,000 | 1,458,000 | 2,212,000 | 2,934,000 |
| Noninterest income | 97,000 | 195,000 | 282,000 | 371,000 |
| Noninterest expense | 440,000 | 920,000 | 1,401,000 | 1,863,000 |
| Provision for loan losses | 15,000 | 90,000 | 135,000 | 225,000 |
| Pretax income | 360,000 | 643,000 | 971,000 | 1,230,000 |
| Income tax | 15,000 | 28,000 | 42,000 | 53,000 |
| Net income | 345,000 | 615,000 | 929,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,677,000 | 7,861,000 | 8,091,000 | 8,254,000 |
| Total capital | 8,301,000 | 8,480,000 | 8,711,000 | 8,838,000 |
| Risk-weighted assets | 49,856,000 | 49,336,000 | 49,399,000 | 49,520,000 |