Call reports 2008
FLINT HILLS BANK — 2008
What FLINT HILLS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,762,000 | 73,299,000 | 73,607,000 | 77,250,000 |
| Total loans | 27,876,000 | 47,885,000 | 46,882,000 | 47,389,000 |
| Allowance for loan losses | 552,000 | 618,000 | 650,000 | 674,000 |
| Securities available for sale | 19,600,000 | 21,028,000 | 21,589,000 | 26,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,248,000 | 60,837,000 | 61,527,000 | 63,699,000 |
| Interest-bearing deposits | 32,595,000 | 51,813,000 | 53,257,000 | 54,173,000 |
| Noninterest-bearing deposits | 5,653,000 | 9,024,000 | 8,270,000 | 9,526,000 |
| Equity capital | 6,641,000 | 6,317,000 | 6,576,000 | 8,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,548,000 | 2,627,000 | 3,696,000 |
| Interest expense | 345,000 | 662,000 | 1,102,000 | 1,500,000 |
| Net interest income | 438,000 | 886,000 | 1,525,000 | 2,196,000 |
| Noninterest income | 64,000 | 128,000 | 217,000 | 302,000 |
| Noninterest expense | 237,000 | 488,000 | 908,000 | 1,428,000 |
| Provision for loan losses | 66,000 | 132,000 | 164,000 | 188,000 |
| Pretax income | 199,000 | 394,000 | 670,000 | 882,000 |
| Income tax | 8,000 | 17,000 | 28,000 | 37,000 |
| Net income | 191,000 | 377,000 | 642,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,553,000 | 5,843,000 | 6,049,000 | 7,417,000 |
| Total capital | 6,930,000 | 6,461,000 | 6,660,000 | 8,035,000 |
| Risk-weighted assets | 29,947,000 | 50,255,000 | 48,842,000 | 49,407,000 |