Call reports 2007
FLINT HILLS BANK — 2007
What FLINT HILLS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,439,000 | 47,377,000 | 50,056,000 | 50,710,000 |
| Total loans | 23,706,000 | 26,281,000 | 25,941,000 | 27,717,000 |
| Allowance for loan losses | 379,000 | 415,000 | 451,000 | 486,000 |
| Securities available for sale | 19,233,000 | 18,972,000 | 21,848,000 | 20,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,250,000 | 35,568,000 | 37,071,000 | 36,931,000 |
| Interest-bearing deposits | 30,172,000 | 30,202,000 | 31,015,000 | 31,158,000 |
| Noninterest-bearing deposits | 6,078,000 | 5,366,000 | 6,056,000 | 5,773,000 |
| Equity capital | 6,125,000 | 6,120,000 | 6,371,000 | 6,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,422,000 | 2,173,000 | 2,995,000 |
| Interest expense | 305,000 | 630,000 | 969,000 | 1,344,000 |
| Net interest income | 387,000 | 792,000 | 1,204,000 | 1,651,000 |
| Noninterest income | 54,000 | 115,000 | 181,000 | 240,000 |
| Noninterest expense | 222,000 | 436,000 | 646,000 | 947,000 |
| Provision for loan losses | 12,000 | 48,000 | 84,000 | 120,000 |
| Pretax income | 207,000 | 423,000 | 655,000 | 824,000 |
| Income tax | 8,000 | 17,000 | 27,000 | 34,000 |
| Net income | 199,000 | 406,000 | 628,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,177,000 | 6,290,000 | 6,407,000 | 6,466,000 |
| Total capital | 6,506,000 | 6,638,000 | 6,753,000 | 6,832,000 |
| Risk-weighted assets | 26,306,000 | 27,744,000 | 27,925,000 | 29,182,000 |