Call reports 2006
FLINT HILLS BANK — 2006
What FLINT HILLS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,336,000 | 43,187,000 | 43,307,000 | 42,289,000 |
| Total loans | 23,023,000 | 23,928,000 | 22,432,000 | 23,187,000 |
| Allowance for loan losses | 364,000 | 363,000 | 369,000 | 367,000 |
| Securities available for sale | 19,608,000 | 17,557,000 | 17,489,000 | 17,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,923,000 | 32,882,000 | 33,834,000 | 32,977,000 |
| Interest-bearing deposits | 30,501,000 | 28,665,000 | 29,385,000 | 28,473,000 |
| Noninterest-bearing deposits | 4,422,000 | 4,217,000 | 4,449,000 | 4,504,000 |
| Equity capital | 3,237,000 | 3,142,000 | 3,484,000 | 3,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,209,000 | 1,841,000 | 2,497,000 |
| Interest expense | 257,000 | 536,000 | 829,000 | 1,135,000 |
| Net interest income | 328,000 | 673,000 | 1,012,000 | 1,362,000 |
| Noninterest income | 53,000 | 107,000 | 157,000 | 213,000 |
| Noninterest expense | 202,000 | 408,000 | 627,000 | 932,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 10,000 |
| Pretax income | 179,000 | 357,000 | 521,000 | 620,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 24,000 |
| Net income | 172,000 | 343,000 | 500,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,561,000 | 3,638,000 | 3,689,000 | 3,682,000 |
| Total capital | 3,815,000 | 3,951,000 | 3,995,000 | 3,994,000 |
| Risk-weighted assets | 24,204,000 | 25,055,000 | 24,428,000 | 24,876,000 |