Call reports 2004
FLINT HILLS BANK — 2004
What FLINT HILLS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,568,000 | 40,196,000 | 40,750,000 | 42,785,000 |
| Total loans | 21,125,000 | 22,168,000 | 22,377,000 | 23,055,000 |
| Allowance for loan losses | 327,000 | 331,000 | 337,000 | 341,000 |
| Securities available for sale | 14,176,000 | 14,881,000 | 16,818,000 | 17,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,241,000 | 33,087,000 | 33,296,000 | 33,927,000 |
| Interest-bearing deposits | 28,565,000 | 28,098,000 | 29,244,000 | 29,509,000 |
| Noninterest-bearing deposits | 3,676,000 | 4,989,000 | 4,052,000 | 4,418,000 |
| Equity capital | 3,225,000 | 2,914,000 | 3,236,000 | 3,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 918,000 | 1,413,000 | 1,922,000 |
| Interest expense | 136,000 | 293,000 | 459,000 | 632,000 |
| Net interest income | 307,000 | 625,000 | 954,000 | 1,290,000 |
| Noninterest income | 47,000 | 138,000 | 194,000 | 248,000 |
| Noninterest expense | 200,000 | 406,000 | 611,000 | 885,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 148,000 | 345,000 | 519,000 | 629,000 |
| Income tax | 4,000 | 15,000 | 23,000 | 24,000 |
| Net income | 144,000 | 330,000 | 496,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,041,000 | 3,170,000 | 3,246,000 | 3,282,000 |
| Total capital | 3,304,000 | 3,452,000 | 3,528,000 | 3,571,000 |
| Risk-weighted assets | 20,988,000 | 22,494,000 | 22,489,000 | 23,157,000 |