Call reports 2003
FLINT HILLS BANK — 2003
What FLINT HILLS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,232,000 | 33,461,000 | 34,542,000 | 34,590,000 |
| Total loans | 20,107,000 | 20,745,000 | 21,302,000 | 21,190,000 |
| Allowance for loan losses | 307,000 | 312,000 | 318,000 | 324,000 |
| Securities available for sale | 10,207,000 | 10,432,000 | 10,616,000 | 10,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,986,000 | 30,111,000 | 31,205,000 | 31,339,000 |
| Interest-bearing deposits | 28,802,000 | 27,001,000 | 28,055,000 | 27,630,000 |
| Noninterest-bearing deposits | 3,184,000 | 3,110,000 | 3,150,000 | 3,709,000 |
| Equity capital | 3,120,000 | 3,234,000 | 3,204,000 | 3,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 930,000 | 1,381,000 | 1,831,000 |
| Interest expense | 182,000 | 343,000 | 490,000 | 632,000 |
| Net interest income | 286,000 | 587,000 | 891,000 | 1,199,000 |
| Noninterest income | 46,000 | 92,000 | 145,000 | 197,000 |
| Noninterest expense | 239,000 | 411,000 | 598,000 | 865,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 87,000 | 256,000 | 420,000 | 507,000 |
| Income tax | 4,000 | 11,000 | 18,000 | 21,000 |
| Net income | 83,000 | 245,000 | 402,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,841,000 | 2,929,000 | 2,987,000 | 2,971,000 |
| Total capital | 3,094,000 | 3,184,000 | 3,250,000 | 3,228,000 |
| Risk-weighted assets | 20,240,000 | 20,307,000 | 21,021,000 | 20,455,000 |