Call reports 2002
FLINT HILLS BANK — 2002
What FLINT HILLS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,387,000 | 34,034,000 | 34,167,000 | 34,853,000 |
| Total loans | 19,870,000 | 21,031,000 | 20,382,000 | 20,662,000 |
| Allowance for loan losses | 243,000 | 258,000 | 278,000 | 301,000 |
| Securities available for sale | 10,855,000 | 10,415,000 | 10,655,000 | 10,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,598,000 | 30,995,000 | 30,868,000 | 31,645,000 |
| Interest-bearing deposits | 27,687,000 | 27,644,000 | 27,700,000 | 28,235,000 |
| Noninterest-bearing deposits | 2,911,000 | 3,351,000 | 3,168,000 | 3,410,000 |
| Equity capital | 2,616,000 | 2,879,000 | 3,132,000 | 3,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,032,000 | 1,541,000 | 2,028,000 |
| Interest expense | 230,000 | 464,000 | 696,000 | 908,000 |
| Net interest income | 277,000 | 568,000 | 845,000 | 1,120,000 |
| Noninterest income | 42,000 | 88,000 | 138,000 | 189,000 |
| Noninterest expense | 175,000 | 352,000 | 533,000 | 765,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 73,000 |
| Pretax income | 129,000 | 274,000 | 400,000 | 471,000 |
| Income tax | -2,000 | 4,000 | 9,000 | 12,000 |
| Net income | 131,000 | 270,000 | 391,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,576,000 | 2,717,000 | 2,838,000 | 2,757,000 |
| Total capital | 2,819,000 | 2,976,000 | 3,097,000 | 3,015,000 |
| Risk-weighted assets | 19,647,000 | 20,700,000 | 20,562,000 | 20,458,000 |