Call reports 2025
WESTERN BANK — 2025
What WESTERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 827,757,000 | 811,134,000 | 837,631,000 | 844,765,000 |
| Total loans | 672,478,000 | 653,758,000 | 674,652,000 | 685,453,000 |
| Allowance for loan losses | 8,139,000 | 8,139,000 | 8,139,000 | 8,860,000 |
| Securities available for sale | 34,176,000 | 33,296,000 | 31,398,000 | 30,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,179,000 | 717,867,000 | 721,118,000 | 729,050,000 |
| Interest-bearing deposits | 589,806,000 | 562,123,000 | 555,301,000 | 551,030,000 |
| Noninterest-bearing deposits | 154,373,000 | 155,744,000 | 165,817,000 | 178,020,000 |
| Equity capital | 65,142,000 | 68,152,000 | 71,548,000 | 72,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,079,000 | 26,513,000 | 40,363,000 | 54,622,000 |
| Interest expense | 4,095,000 | 7,976,000 | 11,968,000 | 15,839,000 |
| Net interest income | 8,984,000 | 18,537,000 | 28,395,000 | 38,783,000 |
| Noninterest income | 629,000 | 2,241,000 | 3,756,000 | 4,585,000 |
| Noninterest expense | 6,347,000 | 13,423,000 | 20,250,000 | 27,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 3,261,000 | 7,350,000 | 11,896,000 | 14,495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,261,000 | 7,350,000 | 11,896,000 | 14,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,008,000 | 72,629,000 | 75,611,000 | 76,646,000 |