Call reports 2024
WESTERN BANK — 2024
What WESTERN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 722,128,000 | 753,726,000 | 787,875,000 | 792,161,000 |
| Total loans | 592,806,000 | 609,182,000 | 643,173,000 | 636,435,000 |
| Allowance for loan losses | 7,468,000 | 7,454,000 | 7,362,000 | 8,139,000 |
| Securities available for sale | 38,416,000 | 37,340,000 | 37,237,000 | 34,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,171,000 | 638,755,000 | 699,644,000 | 724,503,000 |
| Interest-bearing deposits | 484,277,000 | 485,806,000 | 536,131,000 | 564,990,000 |
| Noninterest-bearing deposits | 150,894,000 | 152,949,000 | 163,513,000 | 159,513,000 |
| Equity capital | 58,090,000 | 59,992,000 | 62,519,000 | 62,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,883,000 | 24,562,000 | 37,659,000 | 50,357,000 |
| Interest expense | 4,666,000 | 9,443,000 | 14,251,000 | 18,592,000 |
| Net interest income | 7,217,000 | 15,119,000 | 23,408,000 | 31,765,000 |
| Noninterest income | 827,000 | 1,699,000 | 2,372,000 | 4,140,000 |
| Noninterest expense | 5,744,000 | 11,907,000 | 17,962,000 | 24,969,000 |
| Provision for loan losses | 0 | 0 | 0 | 800,000 |
| Pretax income | 2,300,000 | 4,911,000 | 7,818,000 | 10,136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,300,000 | 4,911,000 | 7,818,000 | 10,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,916,000 | 66,574,000 | 67,818,000 | 68,796,000 |