Call reports 2023
WESTERN BANK — 2023
What WESTERN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 598,390,000 | 625,201,000 | 681,651,000 | 708,421,000 |
| Total loans | 472,913,000 | 493,675,000 | 550,673,000 | 565,406,000 |
| Allowance for loan losses | 7,496,000 | 7,496,000 | 7,496,000 | 7,467,000 |
| Securities available for sale | 44,495,000 | 42,649,000 | 39,997,000 | 40,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,177,000 | 515,222,000 | 581,079,000 | 610,041,000 |
| Interest-bearing deposits | 360,508,000 | 363,710,000 | 427,650,000 | 460,526,000 |
| Noninterest-bearing deposits | 158,669,000 | 151,512,000 | 153,429,000 | 149,515,000 |
| Equity capital | 47,622,000 | 47,742,000 | 47,620,000 | 55,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,189,000 | 17,283,000 | 27,314,000 | 39,042,000 |
| Interest expense | 2,169,000 | 4,779,000 | 8,117,000 | 12,468,000 |
| Net interest income | 6,020,000 | 12,504,000 | 19,197,000 | 26,574,000 |
| Noninterest income | 1,927,000 | 2,363,000 | 2,838,000 | 3,546,000 |
| Noninterest expense | 4,427,000 | 9,195,000 | 14,246,000 | 20,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,520,000 | 5,672,000 | 7,789,000 | 9,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,520,000 | 5,672,000 | 7,789,000 | 9,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,289,000 | 55,662,000 | 56,627,000 | 62,653,000 |