Call reports 2022
WESTERN BANK — 2022
What WESTERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 426,327,000 | 450,816,000 | 495,251,000 | 564,054,000 |
| Total loans | 304,484,000 | 343,379,000 | 398,274,000 | 446,648,000 |
| Allowance for loan losses | 3,869,000 | 4,019,000 | 4,019,000 | 3,996,000 |
| Securities available for sale | 52,103,000 | 50,627,000 | 46,104,000 | 45,407,000 |
| Securities held to maturity | 65,000 | 65,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,209,000 | 398,698,000 | 427,182,000 | 493,383,000 |
| Interest-bearing deposits | 254,025,000 | 251,400,000 | 266,972,000 | 336,312,000 |
| Noninterest-bearing deposits | 133,183,000 | 147,298,000 | 160,211,000 | 157,071,000 |
| Equity capital | 38,338,000 | 36,249,000 | 36,829,000 | 39,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,292,000 | 9,114,000 | 14,992,000 | 22,832,000 |
| Interest expense | 208,000 | 428,000 | 922,000 | 2,343,000 |
| Net interest income | 4,084,000 | 8,686,000 | 14,070,000 | 20,489,000 |
| Noninterest income | 356,000 | 408,000 | 814,000 | 1,229,000 |
| Noninterest expense | 3,223,000 | 6,919,000 | 10,947,000 | 15,385,000 |
| Provision for loan losses | 100,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,117,000 | 1,925,000 | 3,687,000 | 6,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,117,000 | 1,925,000 | 3,687,000 | 6,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,840,000 | 40,501,000 | 43,507,000 | 45,466,000 |