Call reports 2021
WESTERN BANK — 2021
What WESTERN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 387,928,000 | 394,469,000 | 388,003,000 | 414,424,000 |
| Total loans | 283,017,000 | 282,869,000 | 284,663,000 | 304,064,000 |
| Allowance for loan losses | 3,462,000 | 3,563,000 | 3,663,000 | 3,763,000 |
| Securities available for sale | 45,376,000 | 45,786,000 | 41,240,000 | 42,796,000 |
| Securities held to maturity | 129,000 | 129,000 | 129,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,245,000 | 346,659,000 | 349,722,000 | 377,075,000 |
| Interest-bearing deposits | 225,459,000 | 229,268,000 | 232,554,000 | 253,554,000 |
| Noninterest-bearing deposits | 114,786,000 | 117,390,000 | 117,169,000 | 123,522,000 |
| Equity capital | 36,807,000 | 36,710,000 | 37,064,000 | 36,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,299,000 | 8,474,000 | 12,511,000 | 16,735,000 |
| Interest expense | 431,000 | 772,000 | 1,050,000 | 1,275,000 |
| Net interest income | 3,868,000 | 7,702,000 | 11,461,000 | 15,460,000 |
| Noninterest income | 319,000 | 637,000 | 980,000 | 1,329,000 |
| Noninterest expense | 2,646,000 | 5,443,000 | 8,343,000 | 11,383,000 |
| Provision for loan losses | 100,000 | 170,000 | 270,000 | 370,000 |
| Pretax income | 1,441,000 | 2,726,000 | 3,828,000 | 5,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,441,000 | 2,726,000 | 3,828,000 | 5,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,734,000 | 35,869,000 | 36,273,000 | 36,361,000 |