Call reports 2020
WESTERN BANK — 2020
What WESTERN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 369,376,000 | 381,796,000 | 385,840,000 | 378,444,000 |
| Total loans | 277,353,000 | 285,661,000 | 283,834,000 | 282,960,000 |
| Allowance for loan losses | 2,662,000 | 2,737,000 | 3,062,000 | 3,362,000 |
| Securities available for sale | 53,071,000 | 49,974,000 | 45,078,000 | 44,312,000 |
| Securities held to maturity | 191,000 | 191,000 | 191,000 | 191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,431,000 | 320,770,000 | 324,055,000 | 331,118,000 |
| Interest-bearing deposits | 231,478,000 | 222,680,000 | 230,734,000 | 229,342,000 |
| Noninterest-bearing deposits | 83,954,000 | 98,091,000 | 93,320,000 | 101,777,000 |
| Equity capital | 32,763,000 | 34,404,000 | 34,954,000 | 36,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,334,000 | 8,848,000 | 13,066,000 | 17,288,000 |
| Interest expense | 766,000 | 1,436,000 | 2,047,000 | 2,594,000 |
| Net interest income | 3,568,000 | 7,412,000 | 11,019,000 | 14,694,000 |
| Noninterest income | 329,000 | 617,000 | 936,000 | 1,288,000 |
| Noninterest expense | 2,480,000 | 4,960,000 | 7,475,000 | 10,100,000 |
| Provision for loan losses | 75,000 | 110,000 | 435,000 | 735,000 |
| Pretax income | 1,342,000 | 2,959,000 | 4,089,000 | 5,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,342,000 | 2,959,000 | 4,089,000 | 5,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,137,000 | 33,028,000 | 33,575,000 | 35,057,000 |
| Total capital | 34,799,000 | — | — | — |
| Risk-weighted assets | 306,032,000 | — | — | — |