Call reports 2019
WESTERN BANK — 2019
What WESTERN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 250,051,000 | 262,863,000 | 347,786,000 | 341,499,000 |
| Total loans | 172,764,000 | 190,565,000 | 254,003,000 | 255,105,000 |
| Allowance for loan losses | 1,607,000 | 1,607,000 | 2,087,000 | 2,587,000 |
| Securities available for sale | 45,945,000 | 44,232,000 | 59,817,000 | 56,211,000 |
| Securities held to maturity | 0 | 0 | 253,000 | 253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,807,000 | 218,544,000 | 292,741,000 | 292,387,000 |
| Interest-bearing deposits | 162,626,000 | 156,223,000 | 209,753,000 | 213,817,000 |
| Noninterest-bearing deposits | 64,181,000 | 62,321,000 | 82,988,000 | 78,570,000 |
| Equity capital | 22,414,000 | 23,375,000 | 31,540,000 | 32,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,956,000 | 9,554,000 | 13,861,000 |
| Interest expense | 432,000 | 898,000 | 1,528,000 | 2,321,000 |
| Net interest income | 2,399,000 | 5,058,000 | 8,026,000 | 11,540,000 |
| Noninterest income | 198,000 | 419,000 | 682,000 | 1,021,000 |
| Noninterest expense | 1,937,000 | 4,011,000 | 6,144,000 | 8,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 660,000 | 1,466,000 | 2,564,000 | 3,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 660,000 | 1,466,000 | 2,564,000 | 3,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,767,000 | 23,212,000 | 31,279,000 | 31,848,000 |
| Total capital | 24,374,000 | 24,819,000 | 33,366,000 | 34,435,000 |
| Risk-weighted assets | 201,541,000 | 219,277,000 | 280,397,000 | 290,301,000 |