Call reports 2018
WESTERN BANK — 2018
What WESTERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 235,693,000 | 237,245,000 | 241,118,000 | 240,727,000 |
| Total loans | 157,979,000 | 165,812,000 | 163,469,000 | 166,691,000 |
| Allowance for loan losses | 1,512,000 | 1,544,000 | 1,575,000 | 1,607,000 |
| Securities available for sale | 46,767,000 | 45,279,000 | 45,051,000 | 46,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,582,000 | 209,080,000 | 211,255,000 | 218,355,000 |
| Interest-bearing deposits | 160,835,000 | 153,743,000 | 153,139,000 | 157,444,000 |
| Noninterest-bearing deposits | 55,747,000 | 55,337,000 | 58,116,000 | 60,911,000 |
| Equity capital | 18,341,000 | 21,480,000 | 20,964,000 | 21,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 5,050,000 | 7,743,000 | 10,547,000 |
| Interest expense | 335,000 | 676,000 | 1,077,000 | 1,502,000 |
| Net interest income | 2,071,000 | 4,374,000 | 6,666,000 | 9,045,000 |
| Noninterest income | 208,000 | 424,000 | 642,000 | 980,000 |
| Noninterest expense | 1,731,000 | 3,495,000 | 5,347,000 | 7,313,000 |
| Provision for loan losses | 31,000 | 63,000 | 94,000 | 125,000 |
| Pretax income | 517,000 | 1,240,000 | 1,867,000 | 2,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 1,240,000 | 1,867,000 | 2,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,372,000 | 22,644,000 | 22,381,000 | 22,749,000 |
| Total capital | 20,884,000 | 24,188,000 | 23,956,000 | 24,356,000 |
| Risk-weighted assets | 178,230,000 | 191,039,000 | 178,077,000 | 196,300,000 |