Call reports 2017
WESTERN BANK — 2017
What WESTERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 210,094,000 | 233,554,000 | 241,135,000 | 227,153,000 |
| Total loans | 136,031,000 | 145,965,000 | 152,905,000 | 151,779,000 |
| Allowance for loan losses | 1,453,000 | 1,503,000 | 1,507,000 | 1,555,000 |
| Securities available for sale | 52,347,000 | 51,931,000 | 49,860,000 | 47,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,038,000 | 193,219,000 | 205,844,000 | 207,697,000 |
| Interest-bearing deposits | 129,714,000 | 141,753,000 | 154,500,000 | 156,253,000 |
| Noninterest-bearing deposits | 50,325,000 | 51,466,000 | 51,344,000 | 51,444,000 |
| Equity capital | 19,086,000 | 19,654,000 | 19,448,000 | 18,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,105,000 | 4,324,000 | 6,723,000 | 9,173,000 |
| Interest expense | 223,000 | 514,000 | 872,000 | 1,251,000 |
| Net interest income | 1,882,000 | 3,810,000 | 5,851,000 | 7,922,000 |
| Noninterest income | 273,000 | 480,000 | 726,000 | 960,000 |
| Noninterest expense | 1,628,000 | 3,256,000 | 4,927,000 | 6,623,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 527,000 | 984,000 | 1,600,000 | 2,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 984,000 | 1,600,000 | 2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,379,000 | 19,579,000 | 19,408,000 | 19,291,000 |
| Total capital | 20,832,000 | 21,082,000 | 20,915,000 | 20,846,000 |
| Risk-weighted assets | 154,026,000 | 163,244,000 | 170,236,000 | 168,019,000 |