Call reports 2011
WESTERN BANK — 2011
What WESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 196,073,000 | 192,462,000 | 199,028,000 | 196,476,000 |
| Total loans | 136,773,000 | 128,326,000 | 127,763,000 | 129,641,000 |
| Allowance for loan losses | 1,411,000 | 1,459,000 | 2,052,000 | 1,962,000 |
| Securities available for sale | 29,735,000 | 31,116,000 | 36,727,000 | 39,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,141,000 | 169,271,000 | 176,305,000 | 174,037,000 |
| Interest-bearing deposits | 130,665,000 | 128,482,000 | 132,554,000 | 130,270,000 |
| Noninterest-bearing deposits | 39,476,000 | 40,790,000 | 43,751,000 | 43,767,000 |
| Equity capital | 17,781,000 | 18,038,000 | 17,772,000 | 17,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,672,000 | 7,023,000 | 9,267,000 |
| Interest expense | 456,000 | 889,000 | 1,294,000 | 1,665,000 |
| Net interest income | 1,903,000 | 3,783,000 | 5,729,000 | 7,602,000 |
| Noninterest income | 351,000 | 688,000 | 796,000 | 976,000 |
| Noninterest expense | 1,810,000 | 3,666,000 | 5,529,000 | 7,320,000 |
| Provision for loan losses | 60,000 | 225,000 | 905,000 | 1,080,000 |
| Pretax income | 385,000 | 704,000 | 257,000 | 391,000 |
| Income tax | 98,000 | 151,000 | -23,000 | 3,000 |
| Net income | 287,000 | 553,000 | 280,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,247,000 | 17,546,000 | 16,983,000 | 17,060,000 |
| Total capital | 18,663,000 | 19,012,000 | 18,853,000 | 18,939,000 |
| Risk-weighted assets | 154,300,000 | 143,313,000 | 149,149,000 | 149,962,000 |