Call reports 2001
WESTERN BANK — 2001
What WESTERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,747,000 | 21,625,000 | 21,882,000 | 23,459,000 |
| Total loans | 14,643,000 | 14,187,000 | 14,168,000 | 14,406,000 |
| Allowance for loan losses | 195,000 | 152,000 | 119,000 | 120,000 |
| Securities available for sale | 4,465,000 | 4,635,000 | 4,306,000 | 5,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,221,000 | 17,179,000 | 17,440,000 | 19,171,000 |
| Interest-bearing deposits | 15,030,000 | 14,060,000 | 13,931,000 | 15,310,000 |
| Noninterest-bearing deposits | 3,191,000 | 3,118,000 | 3,509,000 | 3,861,000 |
| Equity capital | 2,242,000 | 2,232,000 | 2,279,000 | 2,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 905,000 | 1,321,000 | 1,753,000 |
| Interest expense | 208,000 | 388,000 | 548,000 | 685,000 |
| Net interest income | 259,000 | 517,000 | 773,000 | 1,068,000 |
| Noninterest income | 57,000 | 108,000 | 169,000 | 208,000 |
| Noninterest expense | 231,000 | 465,000 | 691,000 | 968,000 |
| Provision for loan losses | 10,000 | 69,000 | 78,000 | 87,000 |
| Pretax income | 75,000 | 91,000 | 173,000 | 221,000 |
| Income tax | 17,000 | 17,000 | 25,000 | 18,000 |
| Net income | 58,000 | 74,000 | 148,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,152,000 | 2,161,000 | 2,184,000 | 2,243,000 |
| Total capital | 2,312,000 | 2,313,000 | 2,303,000 | 2,363,000 |
| Risk-weighted assets | 12,783,000 | 12,272,000 | 12,135,000 | 12,349,000 |