Call reports 2009
FNB FINANCIAL — 2009
What FNB FINANCIAL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 151,619,000 |
| Total loans | 80,727,000 |
| Allowance for loan losses | 2,573,000 |
| Securities available for sale | 27,728,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 121,487,000 |
| Interest-bearing deposits | 104,721,000 |
| Noninterest-bearing deposits | 16,766,000 |
| Equity capital | 25,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 1,498,000 |
| Interest expense | 435,000 |
| Net interest income | 1,063,000 |
| Noninterest income | 560,000 |
| Noninterest expense | 1,414,000 |
| Provision for loan losses | 475,000 |
| Pretax income | -266,000 |
| Income tax | -137,000 |
| Net income | -129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 11,002,000 |
| Total capital | 12,163,000 |
| Risk-weighted assets | 91,444,000 |