Call report 2004Q4
FNB FINANCIAL — 2004Q4
The 22 measures FNB FINANCIAL reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,452,000 | USD | evidence → |
| Total loans | 95,280,000 | USD | evidence → |
| Allowance for loan losses | 1,186,000 | USD | evidence → |
| Securities available for sale | 32,775,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,984,000 | USD | evidence → |
| Interest-bearing deposits | 96,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,271,000 | USD | evidence → |
| Equity capital | 12,127,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,921,000 | USD | evidence → |
| Interest expense | 2,061,000 | USD | evidence → |
| Net interest income | 4,860,000 | USD | evidence → |
| Noninterest income | 3,073,000 | USD | evidence → |
| Noninterest expense | 5,742,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 1,789,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 1,388,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,053,000 | USD | evidence → |
| Total capital | 13,239,000 | USD | evidence → |
| Risk-weighted assets | 99,760,000 | USD | evidence → |