Call report 2003Q4
FNB FINANCIAL — 2003Q4
The 22 measures FNB FINANCIAL reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,181,000 | USD | evidence → |
| Total loans | 89,166,000 | USD | evidence → |
| Allowance for loan losses | 1,111,000 | USD | evidence → |
| Securities available for sale | 35,392,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,538,000 | USD | evidence → |
| Interest-bearing deposits | 97,257,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,281,000 | USD | evidence → |
| Equity capital | 11,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,980,000 | USD | evidence → |
| Interest expense | 2,045,000 | USD | evidence → |
| Net interest income | 4,935,000 | USD | evidence → |
| Noninterest income | 2,487,000 | USD | evidence → |
| Noninterest expense | 5,476,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 1,478,000 | USD | evidence → |
| Income tax | 359,000 | USD | evidence → |
| Net income | 1,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,633,000 | USD | evidence → |
| Total capital | 12,744,000 | USD | evidence → |
| Risk-weighted assets | 91,415,000 | USD | evidence → |