Call reports 2001
FNB FINANCIAL — 2001
What FNB FINANCIAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 149,364,000 | 148,256,000 | 146,140,000 | 143,541,000 |
| Total loans | 98,338,000 | 97,627,000 | 94,227,000 | 93,497,000 |
| Allowance for loan losses | 1,068,000 | 1,118,000 | 1,235,000 | 1,109,000 |
| Securities available for sale | 22,980,000 | 29,980,000 | 31,038,000 | 29,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,751,000 | 117,547,000 | 121,969,000 | 122,700,000 |
| Interest-bearing deposits | 100,710,000 | 101,418,000 | 104,089,000 | 105,232,000 |
| Noninterest-bearing deposits | 17,041,000 | 16,129,000 | 17,880,000 | 17,468,000 |
| Equity capital | 11,136,000 | 11,192,000 | 11,363,000 | 11,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,528,000 | 5,053,000 | 7,548,000 | 9,884,000 |
| Interest expense | 1,344,000 | 2,744,000 | 4,055,000 | 5,116,000 |
| Net interest income | 1,184,000 | 2,309,000 | 3,493,000 | 4,768,000 |
| Noninterest income | 378,000 | 774,000 | 1,159,000 | 1,557,000 |
| Noninterest expense | 1,155,000 | 2,267,000 | 3,458,000 | 4,890,000 |
| Provision for loan losses | 114,000 | 228,000 | 442,000 | 836,000 |
| Pretax income | 293,000 | 590,000 | 755,000 | 661,000 |
| Income tax | 77,000 | 157,000 | 192,000 | 148,000 |
| Net income | 216,000 | 433,000 | 563,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,720,000 | 10,812,000 | 10,834,000 | 10,677,000 |
| Total capital | 11,788,000 | 11,930,000 | 11,970,000 | 11,763,000 |
| Risk-weighted assets | 93,131,000 | 93,210,000 | 90,745,000 | 86,841,000 |