Call reports 2011
WILBER NATIONAL BANK — 2011
What WILBER NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 |
|---|---|
| Total assets | 894,996,000 |
| Total loans | 493,535,000 |
| Allowance for loan losses | 9,684,000 |
| Securities available for sale | 240,047,000 |
| Securities held to maturity | 57,246,000 |
| Trading assets | 0 |
| Total deposits | 742,495,000 |
| Interest-bearing deposits | 673,576,000 |
| Noninterest-bearing deposits | 68,919,000 |
| Equity capital | 73,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 |
|---|---|
| Interest income | 9,483,000 |
| Interest expense | 2,647,000 |
| Net interest income | 6,836,000 |
| Noninterest income | 1,737,000 |
| Noninterest expense | 6,811,000 |
| Provision for loan losses | 680,000 |
| Pretax income | 1,084,000 |
| Income tax | 259,000 |
| Net income | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 |
|---|---|
| Tier 1 capital | 74,349,000 |
| Total capital | 81,017,000 |
| Risk-weighted assets | 530,340,000 |