Call report 2009Q4
WILBER NATIONAL BANK — 2009Q4
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 906,519,000 | USD | evidence → |
| Total loans | 587,813,000 | USD | evidence → |
| Allowance for loan losses | 8,622,000 | USD | evidence → |
| Securities available for sale | 173,252,000 | USD | evidence → |
| Securities held to maturity | 69,391,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 754,723,000 | USD | evidence → |
| Interest-bearing deposits | 683,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,820,000 | USD | evidence → |
| Equity capital | 71,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,809,000 | USD | evidence → |
| Interest expense | 14,504,000 | USD | evidence → |
| Net interest income | 32,305,000 | USD | evidence → |
| Noninterest income | 5,484,000 | USD | evidence → |
| Noninterest expense | 27,194,000 | USD | evidence → |
| Provision for loan losses | 3,570,000 | USD | evidence → |
| Pretax income | 10,702,000 | USD | evidence → |
| Income tax | 2,771,000 | USD | evidence → |
| Net income | 7,923,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,048,000 | USD | evidence → |
| Total capital | 77,704,000 | USD | evidence → |
| Risk-weighted assets | 611,471,000 | USD | evidence → |
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