Call report 2008Q4
WILBER NATIONAL BANK — 2008Q4
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 924,816,000 | USD | evidence → |
| Total loans | 583,979,000 | USD | evidence → |
| Allowance for loan losses | 7,564,000 | USD | evidence → |
| Securities available for sale | 216,694,000 | USD | evidence → |
| Securities held to maturity | 44,454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 765,878,000 | USD | evidence → |
| Interest-bearing deposits | 693,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,173,000 | USD | evidence → |
| Equity capital | 66,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,336,000 | USD | evidence → |
| Interest expense | 19,976,000 | USD | evidence → |
| Net interest income | 26,360,000 | USD | evidence → |
| Noninterest income | 5,254,000 | USD | evidence → |
| Noninterest expense | 22,239,000 | USD | evidence → |
| Provision for loan losses | 1,530,000 | USD | evidence → |
| Pretax income | 8,319,000 | USD | evidence → |
| Income tax | 1,943,000 | USD | evidence → |
| Net income | 6,376,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,829,000 | USD | evidence → |
| Total capital | 72,464,000 | USD | evidence → |
| Risk-weighted assets | 636,094,000 | USD | evidence → |
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