Call report 2007Q4
WILBER NATIONAL BANK — 2007Q4
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 792,644,000 | USD | evidence → |
| Total loans | 444,322,000 | USD | evidence → |
| Allowance for loan losses | 6,977,000 | USD | evidence → |
| Securities available for sale | 236,537,000 | USD | evidence → |
| Securities held to maturity | 52,201,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 658,058,000 | USD | evidence → |
| Interest-bearing deposits | 586,867,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,191,000 | USD | evidence → |
| Equity capital | 66,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,004,000 | USD | evidence → |
| Interest expense | 21,495,000 | USD | evidence → |
| Net interest income | 24,509,000 | USD | evidence → |
| Noninterest income | 6,597,000 | USD | evidence → |
| Noninterest expense | 19,438,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 10,784,000 | USD | evidence → |
| Income tax | 2,450,000 | USD | evidence → |
| Net income | 8,334,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,134,000 | USD | evidence → |
| Total capital | 68,837,000 | USD | evidence → |
| Risk-weighted assets | 535,930,000 | USD | evidence → |
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