Call report 2007Q2
WILBER NATIONAL BANK — 2007Q2
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 766,233,000 | USD | evidence → |
| Total loans | 430,262,000 | USD | evidence → |
| Allowance for loan losses | 6,831,000 | USD | evidence → |
| Securities available for sale | 215,266,000 | USD | evidence → |
| Securities held to maturity | 53,570,000 | USD | evidence → |
| Trading assets | 1,554,000 | USD | evidence → |
| Total deposits | 635,197,000 | USD | evidence → |
| Interest-bearing deposits | 559,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,152,000 | USD | evidence → |
| Equity capital | 62,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,521,000 | USD | evidence → |
| Interest expense | 10,391,000 | USD | evidence → |
| Net interest income | 12,130,000 | USD | evidence → |
| Noninterest income | 3,893,000 | USD | evidence → |
| Noninterest expense | 9,531,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 5,992,000 | USD | evidence → |
| Income tax | 1,363,000 | USD | evidence → |
| Net income | 4,629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,869,000 | USD | evidence → |
| Total capital | 68,424,000 | USD | evidence → |
| Risk-weighted assets | 524,082,000 | USD | evidence → |