Call reports 2007
LIBERTY BANK — 2007
What LIBERTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,035,000 | 86,412,000 | 82,344,000 | 95,604,000 |
| Total loans | 47,203,000 | 52,631,000 | 54,809,000 | 57,027,000 |
| Allowance for loan losses | 735,000 | 735,000 | 735,000 | 735,000 |
| Securities available for sale | 5,393,000 | 5,814,000 | 4,726,000 | 5,243,000 |
| Securities held to maturity | 4,895,000 | 6,877,000 | 6,835,000 | 5,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,987,000 | 70,767,000 | 68,147,000 | 80,254,000 |
| Interest-bearing deposits | 61,125,000 | 60,637,000 | 58,813,000 | 61,447,000 |
| Noninterest-bearing deposits | 10,862,000 | 10,130,000 | 9,335,000 | 18,807,000 |
| Equity capital | 12,112,000 | 12,176,000 | 12,316,000 | 12,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,530,000 | 3,852,000 | 5,130,000 |
| Interest expense | 548,000 | 1,220,000 | 1,850,000 | 2,419,000 |
| Net interest income | 642,000 | 1,310,000 | 2,002,000 | 2,711,000 |
| Noninterest income | 63,000 | 95,000 | 126,000 | 155,000 |
| Noninterest expense | 631,000 | 1,279,000 | 1,916,000 | 2,579,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 71,000 | 123,000 | 209,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 123,000 | 209,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,122,000 | 12,197,000 | 12,308,000 | 12,408,000 |
| Total capital | 12,857,000 | 12,932,000 | 13,043,000 | 13,143,000 |
| Risk-weighted assets | 59,186,000 | 62,990,000 | 62,995,000 | 69,189,000 |