Call reports 2018
EXCHANGE STATE BANK — 2018
What EXCHANGE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 210,248,000 | 220,157,000 | 223,035,000 | 226,181,000 |
| Total loans | 126,331,000 | 136,308,000 | 138,154,000 | 141,074,000 |
| Allowance for loan losses | 1,673,000 | 1,735,000 | 1,796,000 | 1,857,000 |
| Securities available for sale | 41,224,000 | 47,826,000 | 46,568,000 | 45,485,000 |
| Securities held to maturity | 10,326,000 | 10,323,000 | 10,321,000 | 10,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,408,000 | 186,022,000 | 185,243,000 | 188,259,000 |
| Interest-bearing deposits | 154,813,000 | 161,615,000 | 162,257,000 | 162,456,000 |
| Noninterest-bearing deposits | 25,595,000 | 24,407,000 | 22,986,000 | 25,803,000 |
| Equity capital | 16,471,000 | 16,656,000 | 16,839,000 | 17,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,822,000 | 5,932,000 | 8,112,000 |
| Interest expense | 411,000 | 925,000 | 1,505,000 | 2,133,000 |
| Net interest income | 1,408,000 | 2,897,000 | 4,427,000 | 5,979,000 |
| Noninterest income | 64,000 | 122,000 | 174,000 | 212,000 |
| Noninterest expense | 1,161,000 | 2,143,000 | 3,149,000 | 4,112,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 251,000 | 756,000 | 1,272,000 | 1,839,000 |
| Income tax | 0 | 2,000 | 4,000 | 11,000 |
| Net income | 251,000 | 754,000 | 1,268,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,501,000 | 16,879,000 | 17,264,000 | 17,598,000 |
| Total capital | 18,151,000 | 18,614,000 | 19,055,000 | 19,424,000 |
| Risk-weighted assets | 131,963,000 | 140,277,000 | 143,243,000 | 146,081,000 |
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