Call reports 2017
EXCHANGE STATE BANK — 2017
What EXCHANGE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 160,929,000 | 168,658,000 | 174,351,000 | 186,381,000 |
| Total loans | 117,408,000 | 119,751,000 | 125,039,000 | 127,415,000 |
| Allowance for loan losses | 1,429,000 | 1,490,000 | 1,551,000 | 1,612,000 |
| Securities available for sale | 12,501,000 | 12,538,000 | 11,774,000 | 18,745,000 |
| Securities held to maturity | 12,575,000 | 12,569,000 | 12,392,000 | 11,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,417,000 | 141,848,000 | 143,361,000 | 158,283,000 |
| Interest-bearing deposits | 113,736,000 | 118,846,000 | 120,298,000 | 130,149,000 |
| Noninterest-bearing deposits | 25,681,000 | 23,002,000 | 23,063,000 | 28,134,000 |
| Equity capital | 16,196,000 | 16,424,000 | 16,557,000 | 16,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,116,000 | 4,770,000 | 6,468,000 |
| Interest expense | 220,000 | 456,000 | 722,000 | 1,011,000 |
| Net interest income | 1,300,000 | 2,660,000 | 4,048,000 | 5,457,000 |
| Noninterest income | 44,000 | 93,000 | 141,000 | 187,000 |
| Noninterest expense | 948,000 | 1,898,000 | 2,919,000 | 3,918,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 336,000 | 735,000 | 1,090,000 | 1,486,000 |
| Income tax | 3,000 | 5,000 | 6,000 | 7,000 |
| Net income | 333,000 | 730,000 | 1,084,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,738,000 | 15,918,000 | 16,055,000 | 16,250,000 |
| Total capital | 17,167,000 | 17,408,000 | 17,606,000 | 17,862,000 |
| Risk-weighted assets | 122,254,000 | 123,545,000 | 128,688,000 | 133,184,000 |