Call reports 2013
EXCHANGE STATE BANK — 2013
What EXCHANGE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,576,000 | 144,297,000 | 144,480,000 | 154,565,000 |
| Total loans | 88,643,000 | 92,150,000 | 92,331,000 | 104,247,000 |
| Allowance for loan losses | 753,000 | 778,000 | 801,000 | 831,000 |
| Securities available for sale | 17,211,000 | 21,922,000 | 21,438,000 | 20,430,000 |
| Securities held to maturity | 16,364,000 | 16,609,000 | 16,414,000 | 16,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,224,000 | 120,186,000 | 122,830,000 | 125,288,000 |
| Interest-bearing deposits | 105,236,000 | 100,835,000 | 104,259,000 | 104,070,000 |
| Noninterest-bearing deposits | 22,988,000 | 19,351,000 | 18,571,000 | 21,218,000 |
| Equity capital | 13,093,000 | 13,069,000 | 13,328,000 | 13,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,720,000 | 4,055,000 | 5,474,000 |
| Interest expense | 213,000 | 426,000 | 645,000 | 867,000 |
| Net interest income | 1,135,000 | 2,294,000 | 3,410,000 | 4,607,000 |
| Noninterest income | 37,000 | 61,000 | 86,000 | 139,000 |
| Noninterest expense | 635,000 | 1,363,000 | 2,081,000 | 2,776,000 |
| Provision for loan losses | 24,000 | 49,000 | 73,000 | 210,000 |
| Pretax income | 513,000 | 943,000 | 1,342,000 | 1,760,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 509,000 | 939,000 | 1,338,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,363,000 | 12,718,000 | 12,904,000 | 13,129,000 |
| Total capital | 13,116,000 | 13,496,000 | 13,705,000 | 13,960,000 |
| Risk-weighted assets | 100,603,000 | 102,370,000 | 102,071,000 | 113,236,000 |