Call reports 2012
EXCHANGE STATE BANK — 2012
What EXCHANGE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 135,724,000 | 134,755,000 | 140,761,000 | 140,433,000 |
| Total loans | 83,473,000 | 82,135,000 | 84,979,000 | 91,863,000 |
| Allowance for loan losses | 689,000 | 706,000 | 731,000 | 725,000 |
| Securities available for sale | 11,356,000 | 11,328,000 | 11,313,000 | 10,757,000 |
| Securities held to maturity | 17,103,000 | 17,054,000 | 17,084,000 | 16,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,449,000 | 114,208,000 | 119,796,000 | 119,386,000 |
| Interest-bearing deposits | 82,918,000 | 95,715,000 | 98,348,000 | 83,752,000 |
| Noninterest-bearing deposits | 32,531,000 | 18,493,000 | 21,448,000 | 35,634,000 |
| Equity capital | 11,934,000 | 12,193,000 | 12,580,000 | 12,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,700,000 | 4,042,000 | 5,389,000 |
| Interest expense | 290,000 | 557,000 | 798,000 | 1,028,000 |
| Net interest income | 1,069,000 | 2,143,000 | 3,244,000 | 4,361,000 |
| Noninterest income | 16,000 | 52,000 | 80,000 | 156,000 |
| Noninterest expense | 616,000 | 1,349,000 | 1,985,000 | 2,737,000 |
| Provision for loan losses | 23,000 | 47,000 | 71,000 | 96,000 |
| Pretax income | 498,000 | 851,000 | 1,320,000 | 1,735,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 497,000 | 850,000 | 1,319,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,099,000 | 11,361,000 | 11,740,000 | 12,003,000 |
| Total capital | 11,788,000 | 12,067,000 | 12,471,000 | 12,728,000 |
| Risk-weighted assets | 90,304,000 | 89,933,000 | 94,100,000 | 100,699,000 |