Call reports 2011
EXCHANGE STATE BANK — 2011
What EXCHANGE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,376,000 | 126,968,000 | 130,516,000 | 140,634,000 |
| Total loans | 70,705,000 | 68,476,000 | 73,846,000 | 83,673,000 |
| Allowance for loan losses | 704,000 | 712,000 | 693,000 | 666,000 |
| Securities available for sale | 17,077,000 | 17,320,000 | 17,369,000 | 16,955,000 |
| Securities held to maturity | 9,839,000 | 12,222,000 | 17,492,000 | 17,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,959,000 | 107,147,000 | 105,748,000 | 109,737,000 |
| Interest-bearing deposits | 91,218,000 | 92,565,000 | 90,737,000 | 91,503,000 |
| Noninterest-bearing deposits | 14,741,000 | 14,582,000 | 15,011,000 | 18,234,000 |
| Equity capital | 10,501,000 | 10,928,000 | 11,330,000 | 11,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,522,000 | 3,821,000 | 5,191,000 |
| Interest expense | 340,000 | 696,000 | 1,038,000 | 1,333,000 |
| Net interest income | 893,000 | 1,826,000 | 2,783,000 | 3,858,000 |
| Noninterest income | 54,000 | 45,000 | 77,000 | 149,000 |
| Noninterest expense | 550,000 | 1,258,000 | 1,850,000 | 2,586,000 |
| Provision for loan losses | 31,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 366,000 | 553,000 | 950,000 | 1,361,000 |
| Income tax | 9,000 | 10,000 | 10,000 | 12,000 |
| Net income | 357,000 | 543,000 | 940,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,950,000 | 10,052,000 | 10,366,000 | 10,692,000 |
| Total capital | 10,654,000 | 10,764,000 | 11,059,000 | 11,358,000 |
| Risk-weighted assets | 80,533,000 | 77,525,000 | 83,081,000 | 92,094,000 |