Call reports 2010
EXCHANGE STATE BANK — 2010
What EXCHANGE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,071,000 | 115,415,000 | 116,529,000 | 122,157,000 |
| Total loans | 72,091,000 | 69,719,000 | 72,389,000 | 76,500,000 |
| Allowance for loan losses | 672,000 | 701,000 | 748,000 | 672,000 |
| Securities available for sale | 3,896,000 | 9,512,000 | 9,012,000 | 11,842,000 |
| Securities held to maturity | 6,166,000 | 6,228,000 | 6,221,000 | 9,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,048,000 | 101,095,000 | 99,770,000 | 101,277,000 |
| Interest-bearing deposits | 70,837,000 | 78,661,000 | 87,856,000 | 86,531,000 |
| Noninterest-bearing deposits | 22,211,000 | 22,434,000 | 11,914,000 | 14,746,000 |
| Equity capital | 9,613,000 | 9,925,000 | 10,305,000 | 10,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,510,000 | 3,776,000 | 5,070,000 |
| Interest expense | 380,000 | 738,000 | 1,100,000 | 1,457,000 |
| Net interest income | 910,000 | 1,772,000 | 2,676,000 | 3,613,000 |
| Noninterest income | 25,000 | 119,000 | 177,000 | 277,000 |
| Noninterest expense | 539,000 | 1,166,000 | 1,716,000 | 2,423,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 367,000 | 666,000 | 1,048,000 | 1,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 666,000 | 1,048,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,020,000 | 9,290,000 | 9,647,000 | 9,700,000 |
| Total capital | 9,692,000 | 9,991,000 | 10,395,000 | 10,372,000 |
| Risk-weighted assets | 80,541,000 | 80,813,000 | 79,658,000 | 82,083,000 |