Call reports 2009
EXCHANGE STATE BANK — 2009
What EXCHANGE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 103,011,000 | 104,109,000 | 104,346,000 | 108,317,000 |
| Total loans | 63,545,000 | 62,447,000 | 65,874,000 | 72,429,000 |
| Allowance for loan losses | 595,000 | 610,000 | 625,000 | 641,000 |
| Securities available for sale | 7,667,000 | 6,818,000 | 6,706,000 | 5,834,000 |
| Securities held to maturity | 4,942,000 | 5,717,000 | 6,588,000 | 6,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,633,000 | 90,594,000 | 90,641,000 | 92,572,000 |
| Interest-bearing deposits | 77,995,000 | 70,146,000 | 80,581,000 | 79,426,000 |
| Noninterest-bearing deposits | 11,638,000 | 20,448,000 | 10,060,000 | 13,146,000 |
| Equity capital | 8,798,000 | 8,914,000 | 9,119,000 | 9,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,450,000 | 3,696,000 | 4,976,000 |
| Interest expense | 495,000 | 981,000 | 1,430,000 | 1,833,000 |
| Net interest income | 713,000 | 1,469,000 | 2,266,000 | 3,143,000 |
| Noninterest income | 67,000 | 147,000 | 223,000 | 307,000 |
| Noninterest expense | 547,000 | 1,209,000 | 1,812,000 | 2,318,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 215,000 |
| Pretax income | 219,000 | 377,000 | 632,000 | 917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 377,000 | 632,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,108,000 | 8,251,000 | 8,463,000 | 8,682,000 |
| Total capital | 8,702,000 | 8,861,000 | 9,088,000 | 9,323,000 |
| Risk-weighted assets | 83,030,000 | 76,445,000 | 77,458,000 | 81,400,000 |